Travel Cancellation Insurance – Newshuntz

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Why take out AXA Travel Cancellation Insurance?

If you are forced to cancel your trip, our Cancellation Insurance protects you in the event of:

  • Illness/accident of yourself or a member of your family
  • Modification or deletion of leave
  • Pregnancy complications 
  • Serious damage to your home (flooding, burglary)
  • Obtaining or losing a job
  • Theft of your identity papers
  • Transport accident  during your pre-delivery

Our insurance certificates taken out on our site include the mention “Coverage of health costs linked to COVID-19”

Should you take out travel cancellation insurance?

So as not to have to say the famous line from Petit Gibus: “If I would have known…”! Whether it’s a family vacation, a romantic getaway, or a trip with friends, we often tend to be a little too optimistic.

Even if it means forgetting that an unforeseen event could prevent us from leaving. Even if it is not compulsory, vacation cancellation insurance allows you to organize your trip with complete peace of mind without having to rely on providence to ensure that everything goes as planned.

Read also: Travel Insurance Comparison: How to Choose The Best Travel Insurance?

If the cost of your trip is high and your departure date is far away (things can happen in a few weeks!), it is strongly recommended to take out this type of guarantee.

Like a good little travel genius, it makes your life easier and best protects your finances in the event of cancellation, postponement, or interruption of your trip. A very small expense compared to your vacation budget.

Discover the 5 reasons that will convince you to take out cancellation insurance before your trip

What are the reasons guaranteed by AXA travel cancellation insurance?

If you are forced to cancel your trip for (among others) one of the following justified reasons, we will be there for you:

  • Illness, accident, death of the insured himself or a member of his family
  • If you are medically proven unable to practice the activities planned during your stay
  • Pregnancy complication or pregnancy not known at the time of registration for the trip and contraindicating the trip
  • Serious damage (flood, fire, etc.) or burglary of your home or business premises which requires your presence on the premises
  • Obtaining or losing a job
  • Theft of your identity papers or your transport ticket, essential for your stay, in the 48 hours preceding your departure
  • Modification or deletion of leave by the employer
  • Accident or transport breakdown during your pre-delivery
  • Any external event, sudden, unpredictable, justified, and beyond your control

Our travel insurance covers you when you travel per the official recommendations issued by the Ministry of Foreign Affairs or the government of your destination country. Thus, will be covered:

  • Your medical expenses if you are the victim of an accident or fall ill, including COVID-19 (Short Stay Travel Insurance Formulas 1, 2, and 3, Multi-Trip Insurance, Student Abroad Insurance)
  • Cancellation of your trip, if you fall ill with Covid-19 before your departure, or if you are placed in quarantine. You will then have to present us with the results of an official PCR test as well as a medical certificate attesting to your isolation.

How is the reimbursement of cancellation fees calculated?

If you are forced to cancel or postpone your trip for a reason covered by the guarantees of our travel insurance contract, we will reimburse your cancellation costs up to €8,000 per insured person (depending on the formula) and up to €24,000 by guaranteed fortuitous event (according to formula). For rentals, the ceiling is set at €8,000 per rental

To know :

Not included in the cancellation fees are port and airport taxes, insurance premiums, visa fees, and any administrative fees retained by the tour operator. 

To benefit from all of these guarantees, take out Formula 2 or 3 of Voyageo Short Stay insurance  (for a short trip). 

The cancellation guarantee is offered as an option on the Voyageo Multi-Voyages Insurance and it is available in formula 2 in the Latitude Student Insurance. Note that it is also available as an option on Voyageo Neige packages if you have to cancel your ski vacation.

Travel Cancellation Insurance FAQ

How much does cancellation insurance cost?

The price depends on several criteria (length of stay, destination, type of trip, extent of guarantees, etc.). Do not hesitate to request a quote which you will obtain free of charge in a few minutes.

What are the reasons for cancellation that allow you to be refunded?

The extent of the reasons for cancellation covered by cancellation insurance depends on the contract taken out. Our cancellation guarantee covers many events: illness or accident of the traveler or one of their loved ones, COVID-19, modification or cancellation of leave, loss or obtaining of a job, etc.

Am I covered enough with my bank card insurance?

Depending on the type of credit card (classic or high-end) and the extent of the guarantees (cancellation, protection of your luggage, the ceiling for covering medical expenses abroad, early return, etc.) that you may need, credit card travel insurance may prove insufficient. It is then advisable to take out additional travel insurance which offers broader guarantees, higher ceilings, and more numerous reasons for cancellation.

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